Interest FD FAQs for Star8 Users

What Is the Interest FD Feature?

The Interest FD feature allows users to subscribe to fixed-deposit-style products and earn returns by holding these products based on each product’s settings and interest model.

Who Can Use the Interest FD Feature?

All users can subscribe, renew, and redeem Interest FD products while earning interest during the holding period.

Can Different Currencies Be Used for the Same Interest FD Product?

No. Each currency corresponds to its own Interest FD product list. Users must subscribe within the matching currency category to ensure correct product allocation.

What Is the Trading Time for Interest FD Products?

Trading time varies based on each product’s configuration. Users may refer to the Interest FD subscription page to view the trading window for the specific product they choose.

How Is Interest Paid and When Will I Receive It?

Interest is paid in the form of cash, chips, or a combination of both. The payout will be credited to the user’s cash and/or chips wallet once the FD product is redeemed.

When Does Interest Start Accruing?

Interest begins accruing on the designated interest start date. users can check the date in the "Wallet → Interest FD → Hold" section of the account.

What Is Compound Interest?

Compound interest means interest is calculated not only on the principal but also on accumulated interest, enabling faster growth over time.

What Is the Relationship Between Principal, Expected Maturity Income, Holding Income, Amount Held, and Redemption Amount?

Principal

The initial amount subscribed to an Interest FD product.

Expected Maturity Income

The total income expected based on the interest rate and duration of the holding period.

Holding Income

The interest accumulated during the holding period. For non-daily-redeemable products, this income becomes available only after meeting the required minimum holding period.

Amount Held

The total value of Interest FD currently held, including principal and holding income.

Redemption Amount

The final amount returned to the user upon redeeming an Interest FD product.

Which Games Support Interest FD Products?

users can bring MYR Interest FD product balances into all MYR-supported game categories on the platform.

When Is Daily Interest Calculated, and What If the Full FD Balance Is In-Game?

Interest is calculated daily at 00:00 (GMT+8) based on the latest "outside-game" FD balance. If the FD amount is entirely inside a game during calculation, the outside balance becomes 0 and no interest will be accrued for that day.

How Are Delayed Settlements Handled When Exiting Games?

If the user exits certain games (sports, lottery, live) before settlement, the bet amount is deducted first from in-game balance. Any winnings are credited to the cash wallet after the settlement completes.

What Happens to the Amount When Withdrawing Interest FD From Games?

If the Withdrawn Amount Is Greater Than the Original FD Amount

The excess difference caused by winnings is added to the cash wallet, while the Interest FD product amount remains unchanged.

If Part of the FD Amount Is Lost In-Game

The lost amount is deducted from the FD amount brought into the game, and the remaining balance is updated accordingly.

Still Have Questions About Interest FD?

Discover clear, reliable explanations about Interest FD features, interest calculation, and in-game behaviour. users can explore more guides and product details for confident decision-making.

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